• December 17, 2025
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  3. Have I Bonds? Your New Rate Is Likely 3.94%—Not the 5.27% You Read About

Have I Bonds? Your New Rate Is Likely 3.94%—Not the 5.27% You Read About

The new headline 5.27% I bond rate only applies to new bonds. Your new rate for an existing I bond is likely much lower, and you may be better off cashing it out for a CD.

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