I’m Not Counting on Social Security COLAs to Carry Me Through Retirement. Here’s What I’m Doing to Combat Inflation Instead.

Social Security typically announces its cost-of-living adjustment (COLA) in October for the upcoming year. Some years bring a generous boost, like 2023’s whopping 8.7% increase. But other years? Not so much. In fact, there were years like 2010, 2011, and 2016 when the COLA was es

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