See Why This Tiny Town in Washington Was Just Ranked a Top Retirement Spot

Find affordable living, natural beauty, and a tight-knit community in Omak, WA

Fact checked by Vikki Velasquez

Located 220 miles east of Seattle, the town of Omak, Washington is a hidden gem nestled in the curve of the Okanogan River and surrounded by national forests. With just over 5,000 residents, it’s the largest city in a small county of about 43,000 people, offering a quiet, close-knit community to match its scenic surroundings.

Named for the Native American word “omache,” meaning “good medicine” or “plenty,” Omak also boasts a below-average cost of living and a surprisingly robust health care system, making it an attractive retirement destination for those looking to balance affordability and quality of life. Let’s explore what it has to offer to help you determine if it’s the right place to spend your golden years.

Key Takeaways

• Omak offers retirees a lower cost of living than the national average in many ways, notably including housing and food costs.
• There are dozens of health care establishments in the county, including multiple hospitals, helping retirees get quality medical care without too much travel.
• Omak’s proximity to the rivers, lakes, and national forests makes it an ideal retirement destination for those who enjoy an outdoor lifestyle.
• Despite its size, Omak offers plenty of entertainment and community events, helping to foster an active and engaged retirement.

Cost of Living in Omak, WA

Because retirees often rely on a fixed income, cost of living is one of the primary considerations when choosing a retirement destination. Omak is an attractive option because it’s relatively inexpensive compared to the rest of the U.S. in many ways, allowing you to maintain an enjoyable quality of life without breaking the bank.

For one, housing in Okanogan County is significantly cheaper than in other parts of the country. If you’re interested in homebuying, the median house costs roughly $284,200 (according to the most recent data), almost a third cheaper than the national median of $419,200. Similarly, the typical local spends just $856 per month on housing, while the median American spends $1,358.

Food also tends to cost less in Omak, with the average two-person household spending $593 per month, $239 less than the national household average of $832. You can expect to enjoy budget-friendly restaurants that offer a mix of cuisines, including American, Mexican, and Chinese.

Note

Housing and food account for about 35% and 13% of the average retiree’s annual spending, making them the two biggest line items. Saving in both categories can make it much easier to afford day-to-day expenses in retirement.

Health Care and Accessibility

Health care is another primary concern for retirees, who may require more frequent medical services than other demographics. Fortunately, Omak and the surrounding area are well-equipped to meet your needs. Okanogan County is home to 64 different health care establishments, including six hospitals, ensuring residents can access care without extensive travel.

However, getting around can be a little more expensive than in other areas of the country. The typical monthly transportation costs in the county average $1,386, higher than the national average of $1,098. In addition, the nearest major airport—Seattle-Tacoma International—is 139 miles away from the county’s center, so long-distance travel isn’t the most accessible. 

Fortunately, there are still convenient and cost-effective local transit options. For example, the Transit for Greater Okanogan (TranGO) offers wheelchair-accessible buses with routes operating from approximately 7 a.m. to 6 p.m., Monday through Friday. With fares of just $1 per boarding, you should be able to navigate the area affordably.

Lifestyle and Recreational Activities

As practical a choice as Omak can be, there’s more to retirement than worrying about concerns like finances and health care. Enjoying your life is just as important, and Omak offers an idyllic small-town setting, especially for those who love nature.

The Okanogan River runs right through the city, and Omak Lake is only a short drive from the heart of town. Together, they provide plenty of opportunities for boating, fishing, or simply relaxing by the water. Omak is also filled with and surrounded by greenery. In particular, the nearby Okanogan-Wenatchee National Forest offers miles of scenic hiking trails to explore.

Despite its small size, Omak also has a vibrant cultural scene. The town is home to 28 different arts establishments, including the Omak Performing Arts Center—which puts on concerts, seminars, and theater productions—and the Omak Stampede Museum, where you can learn about the region’s rich history.

Fast Fact

Omak residents also have plenty of options for day-to-day entertainment, including a local movie theater, wine-tasting room, casino, and bowling alley.

In addition, Omak fosters a strong sense of community with regular social events suitable for retirees. The farmers’ market runs from June through October in Eastside Park, where you can buy fresh produce and handcrafted goods. Meanwhile, occasions like the annual Harvest Festival and Christmas Parade provide plenty of chances to connect with your neighbors.

The Bottom Line

Omak, Washington offers an appealing combination of affordability, natural beauty, and small-town charm, making it an enticing option for retirees. With a lower-than-average cost of living, strong health care options, and abundant ways to stay active and engaged, it’s an excellent place for a peaceful but fulfilling retirement.